1} For
saving account, Standard Chartered e-saver offers the most competitive deposit
rate.
2) For
12-month time deposit, Maybank, HSBC and OCBC offer 1.9, 1.85 and 1.8%
respectively.
3) For
foreign currency deposit (without promotion), DBS seems to offer the most
competitive rate.
DBS:
Foreign
Currency Time Deposit
|
Amt(USD)
|
< 10'000
|
< 25'000
|
< 50'000
|
< 100'000
|
< 250'000
|
<= 500'000
|
||||||
|
1 day
|
0.0000
|
0.0000
|
0.0000
|
0.2500
|
0.2500
|
0.2500
|
||||||
|
1 week
|
0.0000
|
0.0000
|
0.0000
|
0.2200
|
0.2200
|
0.2200
|
||||||
|
1 mth
|
0.2700
|
0.2700
|
0.2700
|
0.3300
|
0.3300
|
0.3600
|
||||||
|
2 mths
|
0.3400
|
0.3400
|
0.3400
|
0.4200
|
0.4200
|
0.4600
|
||||||
|
3 mths
|
0.4500
|
0.4500
|
0.4500
|
0.5200
|
0.5700
|
0.5800
|
||||||
|
6 mths
|
0.4500
|
0.4500
|
0.4500
|
0.5900
|
0.6200
|
0.6400
|
||||||
|
12 mths
|
0.3800
|
0.3800
|
0.3800
|
0.5350
|
0.6950
|
0.7200
|
||||||
|
Amt(AUD)
|
< 25'000
|
< 50'000
|
< 100'000
|
< 250'000
|
<= 500'000
|
|||||||
|
1 day
|
0.0000
|
0.0000
|
0.0000
|
0.0000
|
0.0000
|
|||||||
|
1 week
|
0.0000
|
0.0000
|
0.0000
|
0.8500
|
1.0600
|
|||||||
|
1 mth
|
1.3050
|
1.3250
|
1.4150
|
1.6850
|
1.7750
|
|||||||
|
2 mths
|
1.3850
|
1.4050
|
1.4950
|
1.7650
|
1.8550
|
|||||||
|
3 mths
|
1.4550
|
1.4750
|
1.5550
|
1.8350
|
1.9250
|
|||||||
|
6 mths
|
1.4350
|
1.4550
|
1.5350
|
1.8150
|
1.9050
|
|||||||
|
12 mths
|
1.3950
|
1.4150
|
1.4950
|
1.7750
|
1.8650
|
|||||||
UOB:
a) Passbook Savings and Uniplus
|
Incremental Fresh
Funds Balance*
|
Bonus Rates*(p.a.)
|
|
S$15,000 to
S$50,000
|
1.0%
|
|
Above S$50,000 to
S$100,000
|
1.2%
|
|
Above S$100,000 to
S$1,000,000
|
1.4%
|
Get up to
1.5% p.a.* interest (total interest rate) on your UOB Passbook Savings and UOB
Uniplus Accounts.
Illustration:
1.4% p.a. interest (Bonus Rate assuming Incremental Fresh Funds Balance* above
S$100,000) + 0.1% p.a. interest (Prevailing Interest Rate assuming account
balances above S$350,000).
*Bonus Rates only apply to the Incremental Fresh
Funds Balance up to a maximum amount of S$1,000,000 in the Account during the
Promotion Period from the date of deposit, until 29 February 2016.
b) Fixed Deposit
Enjoy interest rate of 1.70% p.a.* on a 13-month
Singapore Dollar Fixed Deposit.
|
Tenor
|
Promotional Interest Rate* (p.a.)
|
|
13-month
|
1.70%
|
Simply deposit a minimum of S$20,000 in fresh
funds.
This promotion is available from 28 January 2016 to 29 February 2016.
This promotion is available from 28 January 2016 to 29 February 2016.
Enjoy
premium interest rates on your consolidated deposits and investments when you deposit
Incremental Fresh Funds into a new or existing UOB High Yield Account.
|
Total
Value of Your Deposits and Investments
|
Prevailing Interest Rates (% p.a.)
|
|
Below
S$350,000
|
0.05
|
|
S$350,000
to less than S$2,000,000
|
0.15
|
|
S$2,000,000
and above
|
0.20
|
Here's
how you can enjoy up to 1.70% p.a.*
|
Incremental
Fresh Funds Balance*
|
Promotional
Rates on Incremental Fresh Funds Balance* (% p.a.)
|
|
Existing
Accounts:
S$200,000 to S$5,000,000 |
1.50
|
|
New
Accounts:
S$350,000 to S$5,000,000 |
1.50
|
Illustration*:
1.50% p.a. (Promotional Rate) + 0.20% p.a. (Prevailing Interest Rate)
Assuming the Total Value of the Deposits and Investments are S$2,000,000 and above with an incremental Fresh Funds Balance of S$2,000,000, subject to a cap of S$5,000,000 per Account.
Assuming the Total Value of the Deposits and Investments are S$2,000,000 and above with an incremental Fresh Funds Balance of S$2,000,000, subject to a cap of S$5,000,000 per Account.
OCBC:
OCBC 12-month Singapore Dollar Time Deposit
Citibank:
Exclusive Singapore Dollar (SGD) Time Deposit Promotion
From now till 29th Feb 2016, earn 1.60% p.a. interest rate on your SGD Time Deposit when you bring in new funds.|
Currency
|
6 months (p.a.)
|
|
SGD
|
1.60%
|
Exclusive Foreign Currency (FCY) Time Deposit Promotion
From now till 29th Feb 2016, earn potentially higher returns on Foreign Currency Time Deposit with minimum deposit amount starting from as low as SGD 10,000 equivalent.Citibank offers Time Deposits in other foreign currencies depending on your financial objectives and risk appetite. Here's a list of returns on Foreign Currency Time Deposit.
|
Currency
|
1 month (p.a.)
|
3 months (p.a.)
|
|
AUD
|
2.00%
|
2.20%
|
|
USD
|
0.30%
|
0.50%
|
|
NZD
|
2.80%
|
3.00%
|
|
CNH
|
4.50%
|
4.70%
|
|
ZAR
|
5.00%
|
5.20%
|
CNH refers to
offshore Renminbi and ZAR refers to South African Rand. A minimum deposit
equivalent to SGD 10,000 is required except for CNH. For CNH, a minimum deposit
equivalent to SGD 30,000 is required. Maximum deposit amount is SGD 1 million
equivalent per customer. This promotion is applicable for new funds. New funds
refer to a deposit of funds: (a) from outside Citibank and (b) which is
incremental to the average daily balance of deposits for the month before the
placement of the time deposit. For placement with existing funds, foreign
exchange conversion for the full deposit amount is required for all currencies
Maybank
Enjoy up to 2.10% p.a. with iSAVvy SGD Time Deposit
For a limited period only, enjoy up to 2.10% p.a. when you place a SGD Time Deposit online with just S$25,000!|
Tenure
|
Upfront Interest
|
Interest-on-interest
paid
upon maturity |
Total Interest
|
|
6-month
|
0.25% p.a.
|
540% of upfront
interest
|
1.60% p.a.
|
|
12-month
|
660% of upfront
interest
|
1.90% p.a.
|
|
|
24-month
|
700% of upfront
interest
|
2.00% p.a.
|
|
|
36-month
|
740% of upfront
interest
|
2.10% p.a.
|
Promotion rates above are subject to change without notification.
Terms and Conditions- Promotional rates are applicable from 19 January 2016 for a minimum placement amount of S$25,000 into iSAVvy SGD Time Deposit via Maybank Online Banking only.
- Deposit placed into iSAVvy SGD Time Deposit must be debited from customer’s existing Maybank savings or current account via Maybank Online Banking.
- Upfront interest will be credited into customers’ Maybank savings or current account on the business day following successful placement of the Time Deposit.
- iSAVvy Time Deposit does not allow for partial withdrawal and top-up of the principal amount. For premature withdrawal, the entire interest paid upfront will be returnable to the Bank through a deduction from the iSAVvy Time Deposit principal amount. No interest-on-interest will be paid. Such premature withdrawal can only be made at any of our Branches in Singapore.
- Other Terms and Conditions governing iSAVvy Time Deposit apply.
Standard Chartered Bank:
From now
till 31 March 2016, earn up to 1.68% interest on eligible deposit balance of
S$1 million with no lock-in period when you bring in incremental fresh funds*
(compared to January 2016‘s average daily balance). Take your savings to
greater heights with e$aver today.
|
Deposit
Balance Tier
|
Prevailing
Interest Rate on Deposit Balance
|
Bonus
Interest Rate on eligible Incremental Balance
|
Total
Interest Rate on eligible Incremental Balance
|
|
<S$50,000
|
0.10%
p.a.
|
1.43%
p.a.
|
1.53%
p.a.
|
|
S$50,000
to <S$200,000
|
0.15%
p.a
|
1.58%
p.a.
|
|
|
≥S$200,000
|
0.25%
p.a.
|
1.68%
p.a.
|
Enjoy up to 1.85% p.a* on your SGD time deposits.
Usher in Spring and a season of wealth with HSBC. Place a SGD time deposit with us today and enjoy exclusive interest rates and rewards.|
Promotional Time Deposit
(SGD) |
New and Existing
HSBC Premier Customers* |
New and Existing
HSBC Advance Customers# |
|
12-month
|
1.85% p.a.
|
1.80% p.a.
|
|
7-month
|
1.70% p.a.
|
1.65% p.a.
|
The minimum and maximum
fresh funds placement amounts for the SGD TMD Promotion are S$30,000 and
S$1,200,000 respectively. For placement amount greater than S$1,200,000, please
contact either HSBC or your Relationship Manager.
*
HSBC 2016 February SGD Premier Time Deposit Promotion terms and conditions
apply.
# HSBC 2016 February SGD Advance Time Deposit Promotion terms and conditions apply.
# HSBC 2016 February SGD Advance Time Deposit Promotion terms and conditions apply.
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