Best Cashback Credit Cards

Here is the list of the best cashback credit cards in Singapore.

1) Citibank SMRT card

Category & Participating Merchants	Monthly statement spend: more than $600
	Total Savings	Earned from SMRT$*	Earned from Citi Rebate
Groceries FairPrice Supermarkets** Giant Sheng Siong **SMRT$ rebate earning has been extended to all of FairPrice supermarket outlets including FairPrice, FairPrice Xtra and FairPrice Finest.	7%	5%1	2%2
FairPrice Xtra - Kallang Wave	7.3%	7.3%	-
Coffee Starbucks Coffee The Coffee Bean & Tea Leaf Coffee Club Dome Café The Connoisseur Concerto (tcc) Gloria Jean's Coffees	15%	5%	10%3
Toys & Books POPULAR Bookstores Toys 'R' Us	5%	5%	-
Citibank One-Bill Selected Town Councils - Service and Conservancy Charges^	5%	5%	-
Citibank One-Bill M1 SingTel Starhub ACE Insurance Prudential Singapore Press Holdings	1%	1%	-
EZ-Reload Auto Top-up	2%	2%4	-
Health and Beauty Watson's Your Personal Store Guardian Health &$ Beauty Unity NTUC Healthcare GNC Nature's Farm	4%	2%	2%5
Other spend	0.3%	0.3%	-

Please note that a maximum of 280 SMRT$ can be earned during any 12 month period commencing from the
(i) date your Citibank SMRT Platinum Visa Card is issued; or
(ii) the date of the statement of account in the month your Citibank SMRT Platinum Visa Card account is renewed.
The aforementioned SMRT$ are offered and provided solely by Citibank Singapore Limited.
*For monthly statement spend of less than $600, SMRT$ earn rate will be 0.3% less.
^For a full list of participating Town Councils, please click here.

¹ 5% SMRT$ is awarded for transactions of $50 and above. 3% SMRT$ is awarded for transactions less than $50.

² Citi Rebate is awarded to transactions made at Sheng Siong and Giant only. 2% Citi Rebate is awarded for transactions of $50 and above. 1% Citi Rebate is awarded for transactions of $20 to less than $50. Other Citi Rebate terms and conditions apply.

³ 10% Citi Rebate is awarded for transactions made at Starbucks outlets in Singapore only. Other Citi Rebate terms and conditions apply.

⁴ 2% SMRT$ is awarded for EZ-Reload transactions of more than S$30. 1% SMRT$ is awarded for EZ-Reload transactions of S$30 or less.

⁵ 2% Citi Rebate is awarded for transactions of S$50 and above. 1% Citi Rebate is awarded for transactions of S$20 to less than S$50. Citi Rebate is awarded for transactions made at Guardian outlets only. Other Citi Rebate terms and conditions apply.

2) ANZ Optimum World MasterCard Credit Card

 

EARN ALL THE CASH REBATE YOU WANT. NO MINIMUM SPEND. NO LIMITS.

Earn 5% cash rebate on your chosen category worldwide and 1% on everything else.

Dining & Leisure Travel Shopping Groceries

I choose to dine.

When you select Dining & Leisure as your preferred category for a calendar quarter, you will earn all the cash rebate you want, with 5% at restaurants, hotels, bars and cinemas.
Plus, earn another 1% on everything else you spend on your card. Your choice.

3) POSB Everyday Card

Benefits

·         Cash Rebates: Get up to 6% cash rebate on your daily essentials with our Everyday partners.

  SPC

   Sheng Siong

   Watsons

   AirAsia

   EZ-Reload

   SP Services

   StarHub

   more! 

    

·         Use it as an all-in-one card:

   Credit Card: Tap and go^™ with MasterCard^® Contactless. No signature required; simply tap and pay for up to S$100 per transaction at over 30,000 points of acceptance in Singapore.

   ATM Card: Link it to your Savings Account and use as your ATM Card.

   EZ-Link Card: Simply top up and use it as your Ez-link Card. Plus, activate your EZ-Reload now and get a 2% cash rebate!

4) UOB One Card

Up to 5% cash rebate on all spend

Including recurring bill payments and 0% instalment payment plans (IPP).

Spend

S$500, S$1,000 or S$2,000 per month (min. 3 purchases)

x

3 months

consecutively

=

Get cash rebate

S$50, S$100 or S$300 respectively per quarter

 

HOW IT WORKS

If your UOB One Card statement date is the 15th of every month, a minimum of 3 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cash rebate.