Currency Pairings

Below is the list of some currency pairings.

Singapore Dollar Deposit Rates (Nov 2016)

UOB:

a)    UOB Saving

Incremental Fresh Funds Balance*	Bonus Rates*(p.a.)
S$15,000 to S$50,000	0.6%
Above S$50,000 to S$100,000	0.8%
Above S$100,000 to S$1,000,000	1.0%

Get up to 1.1% p.a.* interest (total interest rate). Illustration: 1.0% p.a. interest (Bonus Rate assuming Fresh Funds deposit of above S$100,000) + 0.10% p.a. interest (Prevailing Interest Rate for account balances above S$350,000).

Bonus Rates are only applicable to Incremental Fresh Funds balance up to a maximum amount of S$1,000,000.

 

b)     

Enjoy interest rate of 1.1% p.a.* on a 13-month Singapore Dollar Fixed Deposit.

Tenor	Promotional Interest Rate* (p.a.)
13-month	1.1%

Simply deposit a minimum of S$20,000 in fresh funds.
This promotion is available from 1 Nov 2016 to 30 Nov 2016.

c)    High Yield Account

Enjoy premium interest rates on your consolidated deposits and investments when you deposit Incremental Fresh Funds into a new or existing UOB High Yield Account.

Total Value of Your Deposits and Investments	Prevailing Interest Rates (% p.a.)
Below S$350,000	0.05
S$350,000 to less than S$2,000,000	0.15
S$2,000,000 and above	0.20

Here's how you can enjoy up to 1.2% p.a.^*

Incremental Fresh Funds Balance*	Promotional Rates on Incremental Fresh Funds Balance* (% p.a.)
Existing Accounts: S$200,000 to S$3,000,000	1.0
New Accounts: S$350,000 to S$3,000,000	1.0

Illustration*: 1.0% p.a. (Promotional Rate) + 0.20% p.a. (Prevailing Interest Rate)

Assuming the Total Value of the Deposits and Investments are S$2,000,000 and above with an incremental Fresh Funds Balance of S$2,000,000, subject to a cap of S$3,000,000 per Account.

d)    One Account

 

One Account
	1. Meet Card Spend of S$500 and	2. Credit Salary / make 3 GIRO debit transactions
First S$10,000	1.00%	1.50%
Next S$20,000	1.50%	2.00%
Next S$20,000	2.00%^	3.33%^
Above S$50,000	0.05%	0.05%
^ Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. at S$50,000 deposit, provided customers meet the criteria of S$500 Card Spend. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. at S$50,000 deposit, provided customers meet both criterias of S$500 Card Spend and S$2,000 Salary credit / 3 GIRO debits per month.

 OCBC:

Time Deposit Account

Enjoy the following promotional interest rates when you open a time deposit account with your preferred currency.

Currency	Tenure	Interest Rate (p.a.)
Singapore Dollar	12 Months	1.00%
Australian Dollar	3 Months	1.45%
	12 Months	1.70%
New Zealand Dollar	3 Months	1.90%
	12 Months	2.10%
U.S. Dollar	3 Months	0.65%
	12 Months	0.80%

The placement amount must be in fresh funds only (fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts).

To qualify for the above mentioned SGD dollar promotion, a minimum placement amount of S$50,000 is required; for the foreign currency promotion, a minimum placement amount of 5,000 in respective currency is required. Maximum placement amount is capped at S$999,999 for both SGD and foreign currency placements.

All promotional interest rates and tenors are determined by OCBC Bank in its sole and absolute discretion from time to time without prior notice.

Citibank:

NIL

CNH refers to offshore Renminbi and ZAR refers to South African Rand. A minimum deposit equivalent to SGD 10,000 is required except for CNH. For CNH, a minimum deposit equivalent to SGD 30,000 is required. Maximum deposit amount is SGD 1 million equivalent per customer. This promotion is applicable for new funds. New funds refer to a deposit of funds: (a) from outside Citibank and (b) which is incremental to the average daily balance of deposits for the month before the placement of the time deposit. For placement with existing funds, foreign exchange conversion for the full deposit amount is required for all currenciesCNH refers to offshore Renminbi and ZAR refers to South African Rand. A minimum deposit equivalent to SGD 10,000 is required except for CNH. For CNH, a minimum deposit equivalent to SGD 30,000 is required. Maximum deposit amount is SGD 1 million equivalent per customer. This promotion is applicable for new funds. New funds refer to a deposit of funds: (a) from outside Citibank and (b) which is incremental to the average daily balance of deposits for the month before the placement of the time deposit. For placement with existing funds, foreign exchange conversion for the full deposit amount is required for all currenciesMaybank

Reach out for up to 1.30% p.a. with iSAVvy Savings Account

Enjoy a total interest of up to 1.30% p.a. when you deposit a minimum of S$20,000 fresh funds into Maybank iSAVvy Savings Account from now till 31 December 2016.

Deposit Amount (S$)	Bonus Rates (% p.a.)	Base Rates (% p.a.)	Total Rates (% p.a.)
20,000 to less than 50,000		0.30	1.10
50,000 to less than 200,000	0.80	0.38	1.18
200,000 & above		0.50	1.30

The rates above are applicable for iSAVvy Savings Account and are subject to change without notification. This promotion is applicable to our Shariah-compliant accounts, subject solely to the Bank’s discretion. Where applicable, interest shall mean dividend.

Enjoy up to 1.35% p.a. with iSAVvy SGD Time Deposit

For a limited period only, enjoy up to 1.35% p.a. when you place a SGD Time Deposit online with just S$25,000!

Tenure	12-month	24-month	36-month
iSAVvy Time Deposit (Placement via Maybank Online Banking)	0.85% p.a.	1.2% p.a.	1.35% p.a.

Promotional rates are based on per annum and subject to change without notification.

Standard Chartered Bank:

From now till 30 November 2016, earn up to 1.70% interest on eligible deposit balance of S$1 million with no lock-in period when you bring in incremental fresh funds* (compared to September 2016‘s average daily balance). Plus, receive up to S$1,800 when you start a Priority Banking relationship with us today¹

Deposit Balance Tier	Prevailing Interest Rate on Deposit Balance	Bonus Interest Rate on eligible Incremental Balance	Total Interest Rate on eligible Incremental Balance
<S$50,000	0.10% p.a.	1.45% p.a.	1.55% p.a.
S$50,000 to <S$200,000	0.15% p.a		1.60% p.a.
≥S$200,000	0.25% p.a.		1.70% p.a.

HSBC:

Turn everyday challenges into something better with up to 3.25% p.a.* bonus interest on your savings.

Specially designed to cater to all your local needs, HSBC Deposits offer a seamless suite of convenient banking services that will help make your everyday better.

Receive bonus interest rates of up to 2.25% p.a. on your incremental average daily balance ("ADB") for each Relevant Month when you make a monthly spend of S$500 or more using Visa with your HSBC Debit Card for 3 months.

Premier	1.55% p.a. bonus interest on your SGD savings	+	0.70% p.a. bonus interest with minimum spend of S$500 on your HSBC Debit Card1	=	Up to 2.25% p.a. bonus interest
Advance	1.50% p.a. bonus interest on your SGD savings	+	0.70% p.a. bonus interest with minimum spend of S$500 on your HSBC Debit Card1	=	Up to 2.20% p.a. bonus interest

1 Subject to a maximum Additional Bonus Interest payable on the first S$100,000 in Top-up Amount(s) across all 3 Relevant Months.

Plus, earn additional bonus interest when you invest or insure

HSBC Premier customers can also earn additional 1% bonus interest on your incremental average daily balance ("ADB") when you invest or insure with us.

Premier

Invest a minimum amount of S$100,000 in Unit Trust or a minimum of S$10,000 Annual First Year Premium on selected Protection Plans2

1% p.a. bonus interest

²Subject to a maximum Additional bonus interest payable on the top-up amount equal to the amount placed in investments and/or insurance.

 

Singapore Deposit Rates (Oct 2016)

UOB:

a)    UOB Saving

Incremental Fresh Funds Balance*	Bonus Rates*(p.a.)
S$15,000 to S$50,000	0.78%
Above S$50,000 to S$100,000	0.98%
Above S$100,000 to S$1,000,000	1.18%

 

Get up to 1.28% p.a.* interest (total interest rate). Illustration: 1.18% p.a. interest (Bonus Rate assuming Fresh Funds deposit of above S$100,000) + 0.10% p.a. interest (Prevailing Interest Rate for account balances above S$350,000).

Bonus Rates are only applicable to Incremental Fresh Funds balance up to a maximum amount of S$1,000,000.

This UOB Steady Saver Promotion ends 31 Oct 2016.

 

Receive a Mosclean Mosquito Trap* (worth S$88), when you deposit Fresh Funds of S$80,000.

 

b)     

Enjoy interest rate of 1.25% p.a.* on a 13-month Singapore Dollar Fixed Deposit.

Tenor	Promotional Interest Rate* (p.a.)
13-month	1.25%

Simply deposit a minimum of S$20,000 in fresh funds.
This promotion is available from 1 Oct 2016 to 31 Oct 2016.

c)    High Yield Account

Enjoy premium interest rates on your consolidated deposits and investments when you deposit Incremental Fresh Funds into a new or existing UOB High Yield Account.

Total Value of Your Deposits and Investments	Prevailing Interest Rates (% p.a.)
Below S$350,000	0.05
S$350,000 to less than S$2,000,000	0.15
S$2,000,000 and above	0.20

 

Here's how you can enjoy up to 1.35% p.a.^*

Incremental Fresh Funds Balance*	Promotional Rates on Incremental Fresh Funds Balance* (% p.a.)
Existing Accounts: S$200,000 to S$3,000,000	1.15
New Accounts: S$350,000 to S$3,000,000	1.15

Illustration*: 1.15% p.a. (Promotional Rate) + 0.20% p.a. (Prevailing Interest Rate)

Assuming the Total Value of the Deposits and Investments are S$2,000,000 and above with an incremental Fresh Funds Balance of S$2,000,000, subject to a cap of S$3,000,000 per Account.

d)    One Account

 

One Account
	1. Meet Card Spend of S$500 and	2. Credit Salary / make 3 GIRO debit transactions
First S$10,000	1.00%	1.50%
Next S$20,000	1.50%	2.00%
Next S$20,000	2.00%^	3.33%^
Above S$50,000	0.05%	0.05%
^ Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. at S$50,000 deposit, provided customers meet the criteria of S$500 Card Spend. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. at S$50,000 deposit, provided customers meet both criterias of S$500 Card Spend and S$2,000 Salary credit / 3 GIRO debits per month.

  

OCBC:

Time Deposit Account

Enjoy the following promotional interest rates when you open a time deposit account with your preferred currency.

Currency	Tenure	Interest Rate (p.a.)
Singapore Dollar	12 Months	1.10%
Australian Dollar	3 Months	1.45%
	12 Months	1.70%
New Zealand Dollar	3 Months	1.90%
	12 Months	2.10%
U.S. Dollar	3 Months	0.65%
	12 Months	0.80%

The placement amount must be in fresh funds only (fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts).

To qualify for the above mentioned SGD dollar promotion, a minimum placement amount of S$50,000 is required; for the foreign currency promotion, a minimum placement amount of 5,000 in respective currency is required. Maximum placement amount is capped at S$999,999 for both SGD and foreign currency placements.

All promotional interest rates and tenors are determined by OCBC Bank in its sole and absolute discretion from time to time without prior notice.

 

Citibank:

NIL

CNH refers to offshore Renminbi and ZAR refers to South African Rand. A minimum deposit equivalent to SGD 10,000 is required except for CNH. For CNH, a minimum deposit equivalent to SGD 30,000 is required. Maximum deposit amount is SGD 1 million equivalent per customer. This promotion is applicable for new funds. New funds refer to a deposit of funds: (a) from outside Citibank and (b) which is incremental to the average daily balance of deposits for the month before the placement of the time deposit. For placement with existing funds, foreign exchange conversion for the full deposit amount is required for all currenciesCNH refers to offshore Renminbi and ZAR refers to South African Rand. A minimum deposit equivalent to SGD 10,000 is required except for CNH. For CNH, a minimum deposit equivalent to SGD 30,000 is required. Maximum deposit amount is SGD 1 million equivalent per customer. This promotion is applicable for new funds. New funds refer to a deposit of funds: (a) from outside Citibank and (b) which is incremental to the average daily balance of deposits for the month before the placement of the time deposit. For placement with existing funds, foreign exchange conversion for the full deposit amount is required for all currenciesMaybank

Reach out for up to 1.30% p.a. with iSAVvy Savings Account

Enjoy a total interest of up to 1.30% p.a. when you deposit a minimum of S$20,000 fresh funds into Maybank iSAVvy Savings Account from now till 31 December 2016.

Deposit Amount (S$)	Bonus Rates (% p.a.)	Base Rates (% p.a.)	Total Rates (% p.a.)
20,000 to less than 50,000		0.30	1.10
50,000 to less than 200,000	0.80	0.38	1.18
200,000 & above		0.50	1.30

The rates above are applicable for iSAVvy Savings Account and are subject to change without notification. This promotion is applicable to our Shariah-compliant accounts, subject solely to the Bank’s discretion. Where applicable, interest shall mean dividend.

Enjoy up to 1.80% p.a. with iSAVvy SGD Time Deposit

For a limited period only, enjoy up to 1.80% p.a. when you place a SGD Time Deposit online with just S$25,000!

Tenure	12-month	24-month	36-month
iSAVvy Time Deposit (Placement via Maybank Online Banking)	1.40% p.a.	1.55% p.a.	1.80% p.a.

Promotional rates are based on per annum and subject to change without notification.

Standard Chartered Bank:

From now till 30 November 2016, earn up to 1.70% interest on eligible deposit balance of S$1 million with no lock-in period when you bring in incremental fresh funds* (compared to September 2016‘s average daily balance). Plus, receive up to S$1,800 when you start a Priority Banking relationship with us today¹

Deposit Balance Tier	Prevailing Interest Rate on Deposit Balance	Bonus Interest Rate on eligible Incremental Balance	Total Interest Rate on eligible Incremental Balance
<S$50,000	0.10% p.a.	1.45% p.a.	1.55% p.a.
S$50,000 to <S$200,000	0.15% p.a		1.60% p.a.
≥S$200,000	0.25% p.a.		1.70% p.a.

HSBC:

Turn everyday challenges into something better with up to 2.25% p.a.* bonus interest on your savings.

Specially designed to cater to all your local needs, HSBC Deposits offer a seamless suite of convenient banking services that will help make your everyday better.

Receive bonus interest rates of up to 2.25% p.a. on your incremental average daily balance ("ADB") for each Relevant Month when you make a monthly spend of S$500 or more using Visa with your HSBC Debit Card for 3 months.

Premier	1.55% p.a. bonus interest on your SGD savings	+	0.7% p.a. bonus interest with minimum spend of S$500 on your HSBC Debit Card1	=	Up to 2.25% p.a. bonus interest
Advance	1.50% p.a. bonus interest on your SGD savings	+	0.7% p.a. bonus interest with minimum spend of S$500 on your HSBC Debit Card1	=	Up to 2.20% p.a. bonus interest

1 Subject to a maximum Additional Bonus Interest payable on the first S$100,000 in Top-up Amount(s) across all 3 Relevant Months.

Your bonus interest

Your account type

HSB Premier

Your Incremental Average Daily Balance in account

S$111

Your Bonus Interest Amount on incremental ADB

S$111

Your Investment or Insurance Selection 1

Unit Trust

Your Investment or Insurance Amount 1

S$111

Your Investment or Insurance Selection 2

Unit Trust

Your Investment or Insurance Amount 2

S$111

Your Bonus Interest Amount on I&I

S$111

Your Bonus Interest Amount on DBS

S$111

Total Bonus Interest Amount per month

S$111

Disclaimer
The calculator is for your convenience only and you have chosen to use it and rely on any results at your own risk. HSBC will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.

Register from 1 October to 31 October 2016 to enjoy this exclusive offer:

• New customers: Visit any HSBC branch to open your Premier or Advance SGD account

• Existing Premier/Advance customers: Visit any HSBC branch or simply click on "Register now"